SumFair compared with Splitwise, Tricount and Splid

All four split shared expenses. They differ in what happens at the table: whether your friends need an app and an account, whether the receipt is read for you, and whether each person can claim their own lines. Details below are taken from each product's public pages as of September 2026.

FeatureSumFairSplitwiseTricountSplid
Guests join without an accountYes, from a link or QR code in the browserEveryone needs an accountNo account neededNo sign-up
Works without installing an appWeb app, any phone browserWeb and native appsWeb and native appsiOS and Android apps only
Receipt scanningIncluded, free, several photos per receiptPaid Pro featureReads the receipt into an expenseNot available
Each person claims their own linesLive, from the scanned receiptItemised splits on scanned receipts, ProSplit per expense, not per lineSplit per expense, not per line
Tip, service and deposits split by what you hadProportional by default, adjustableEntered as part of the amountEntered as part of the amountEntered as part of the amount
Local receipt rules (SGR, Pfand, coperto, sales tax)Built inNoNoNo
Free plan limitsNo caps on bills, guests or scansUp to 4 expenses per day, adsFree, no capFree; more than one group is a one-time purchase
Multiple currenciesPer expense, rate locked at entryEntry free, conversion in Pro150+ currencies150+ currencies
Debt simplificationYesYesYesYes
Settle only part of a tripBy date, expense or personAll or nothingAll or nothingAll or nothing
Rounding guaranteed to add upWhole cents, deterministicNot documentedNot documentedNot documented
Moves the moneyNo; copy IBAN or amount, mark as paidPayment links in some countriesbunq integrationNo

Splitwise, Tricount and Splid are trademarks of their owners and are not affiliated with SumFair. Their columns summarise public information from each product's own site and help pages as of September 2026; check each product for current details before relying on them.

Which one fits your situation

A dinner where everyone ordered something different

SumFair. Scan the receipt once, show the QR code, and each person taps their own dishes. Shared plates, the wine, the tip and the bottle deposits are split by what each person actually had, and the total is reconciled against the printed receipt before anyone pays.

A long-running ledger with people who already use it

Splitwise has the largest user base and integrations with US payment apps. If your group already has accounts there and logs a few expenses a week, staying is reasonable. The free plan's daily cap and paid receipt scanning matter mostly on trips.

A trip where nobody wants to pay for anything

Tricount and Splid are both free and handle mixed currencies well. Splid works offline without accounts but needs its app installed; Tricount also runs in the browser. SumFair covers the same trip use case and adds partial settlement and item-level receipts.

Comparison questions

Is SumFair a free alternative to Splitwise?
Yes for the essentials. SumFair's free plan has no daily expense cap, includes receipt scanning and lets guests join from a link without an account. Splitwise's free plan allows up to 4 expenses per day and keeps receipt scanning and currency conversion in its paid Pro tier, according to its help center as of September 2026.
What does SumFair do that Tricount and Splid don't?
Both are good free ledgers for trips. SumFair is built around the restaurant moment: one person scans the receipt and everyone else claims their own lines from a QR code in the browser, with tips, service and local deposits such as the Romanian SGR attached to the right people. Tricount and Splid are expense-first: you type an amount and choose how to split it.
Can I use SumFair without my friends installing anything?
Yes. Guests open the link in any phone browser, type a first name and claim items. No app store, no account, no email or phone number. The host doesn't need an account either; an optional free account only adds history and sync.

Try the receipt flow with your own group.

Free, and nobody at the table needs to install anything.